AR & collections automation

Get paid faster, without the chasing.

Recoup syncs your invoices, runs a polite reminder cadence on autopilot, and cuts your days-sales-outstanding (DSO) — while you get on with everything else.

  • Polite reminders go out on autopilot
  • Aging & DSO are clear every day
  • One-click hosted payment portal
40%average DSO drop
9hrsaved per week
3xfaster collections
0awkward calls

Outstanding

$284,910

DSO

38d

Collected

+18%

$172,340

CustomerOverdueAmount

Cedarworks Mfg

escalated
+23d

$32,100

Parable Studio

reminded
+12d

$9,650

Northwind

due
15d

$18,400

Next cadence runs at 9:009

Trusted by teams that put collections on autopilot

NorthwindParableCedarworksAtlasLumenBrightlineMeridian

Average outcomes in the first quarter

−40%

average DSO

9 hr

saved per week

3.2×

faster collections

94%

collected on time

Late payments are a silent tax

Every late invoice eats into your cash flow, your time, and your customer relationships.

39

avg days late without automation

14 hr

a small team spends chasing each week

1 in 4

invoices are paid late

Send a reminder, watch DSO drop

This is how the real product feels — go ahead, click it.

Harvest Foods

INV-2019

37 days overdue

Amount

$14,880.00

DSO (days)

46

Send a reminder and watch.

Everything you need to collect

One calm flow from invoice to paid.

Automated reminders

A gentle nudge before due, an escalating cadence after. Email + SMS, in your own brand voice.

Aging insights

0-30 / 31-60 / 61-90 / 90+ buckets at a glance. Catch at-risk receivables early.

DSO tracking

Watch your average collection time live. See how cadence changes move DSO.

Payment portal

Every reminder carries a hosted pay link — your customer settles in one click.

Multi-currency

USD, EUR, GBP and more. Bill each customer in their own currency.

Accounting sync

Two-way sync with QuickBooks and Xero. Collections write back to your ledger.

Aging

See your aging at a glance

Open receivables in four buckets — 0-30, 31-60, 61-90 and 90+. Catch at-risk balances before they snowball and know instantly which customers need attention.

  • Four aging buckets, live totals
  • At-risk debtors surface automatically
  • Export the aging report in one click

Aging report

$284,910
0–30 · 31$188,490
31–60 · 12$52,640
61–90 · 6$27,880
90+ · 4$15,900
Day 0

Polite reminder

Day 7

First follow-up

Day 14

Firmer tone

Day 30

Escalate

Cadence

In your voice, at the right time

Build a cadence that starts polite and firms up when it must. Recoup handles the timing; every message goes out with your signature, in your tone, and replies land in your real inbox.

  • Approve each send, or go fully automatic
  • Email + SMS, in your brand voice
  • Replies land in your real inbox

How it works, in four steps

Sync, set a cadence, auto-chase, get paid.

01

Sync invoices

Connect QuickBooks, Xero or a CSV. Your open receivables flow in within seconds.

02

Set the cadence

Day 0 polite → Day 7 → Day 14 firmer → Day 30 escalate. In your voice.

03

Auto-chase

Recoup sends email + SMS at the right moment for every open invoice.

04

Get paid

A pay link in every reminder lets customers settle in one click; it writes back to your ledger.

The reminder cadence, up close

Starts polite, firms up when it must — always in your voice.

Preview

Subject: A gentle reminder on INV-2026

Hi Cedarworks team — just a friendly reminder that your invoice for $32,100 is due today. You can pay in one click right here. Thank you!

Pay invoice
  1. Day 0

    Polite reminder

    A gentle nudge on the due date. Most invoices clear right here.

  2. Day 7

    First follow-up

    Seven days on, a friendly follow-up with the pay link front and center.

  3. Day 14

    Firmer tone

    At two weeks, a firmer but still respectful message over email + SMS.

  4. Day 30

    Escalate

    At a month, it escalates to your account manager and schedules a call.

How much cash could you free up?

Drag the sliders and watch the projection.

$120,000
46

Estimate based on a typical ~38% DSO reduction. Your results vary with cadence and customer mix.

DSO with Recoup

2946−17d

Cash freed up

$67,068

$67,068 back in your working capital

DSO drops month over month

Consistent cadence compounds. Here’s a typical Recoup curve.

52

DSO before Recoup

38

DSO after 6 months

DSO trend

−27%
524947444138JanFebMarAprMayJun

Versus chasing it by hand

Spreadsheets and sticky notes only get you so far.

Manual chasingSpreadsheets Recoup
Reminders send automatically
Live aging & DSO
Pay link in every reminder
Multi-currency
Writes back to accounting
Hours spent chasing

Works with your stack

Invoices flow in automatically; collections write back.

QuickBooks

Pull invoices, write collections back.

Xero

Two-way sync with conflict resolution.

Stripe

Hosted pay link in every reminder.

Resend

Email delivery; Twilio for SMS.

Supabase

Database & auth, row-level security.

CSV

Don’t want to connect anything? Import a CSV.

What finance teams say

Real outcomes, real metrics.

“Our DSO dropped from 47 to 28 in the first quarter. Nobody chases invoices anymore.”
DSO down 40%
DR

Dana Reyes

Head of Finance, Northwind

“Reminders go out in my voice — customers have no idea they’re talking to a bot.”
8 hours saved/week
MB

Marco Bianchi

Founder, Parable

“The aging report lets us catch problems before they snowball.”
62% fewer late payments
PN

Priya Nair

Controller, Cedarworks

“The pay link changed everything. Customers now pay right on their phone.”
3× faster collections
TO

Tom Okafor

COO, Atlas Logistics

“The QuickBooks sync is flawless. Collections drop into our ledger automatically.”
Zero manual entry
SL

Sofia Lind

Finance Lead, Lumen

“Cash flow was a guessing game before Recoup. Now I know exactly when we’ll get paid.”
95% forecast accuracy
BC

Ben Carter

CEO, Brightline

Who it’s for

Anyone tired of invoicing and then waiting.

Agencies & studios

Chase project invoices and keep retainers paid on time.

B2B SaaS

Automate collections for annual contracts and big accounts.

Wholesale & manufacturing

Keep high-volume, multi-currency invoices in one place.

Consultants & freelancers

Hand the awkward follow-ups to Recoup and focus on the work.

Finance-grade security

The right foundations for the tool that handles your money.

Encrypted data

AES-256 at rest and TLS in transit, end to end.

PCI-compliant payments

Card details never touch Recoup; they stay with the provider.

Roles & audit log

Who sent what — every action is logged.

SSO & SCIM

Single sign-on and provisioning on the Scale plan.

Straightforward pricing

Start free. Upgrade when the cash starts flowing.

Starter

$0/mo

Solo founders, first invoices.

  • Up to 50 open invoices
  • Email reminders
  • Aging report
  • Community support
Most popular

Growth

$49/mo

Growing collections teams.

  • Unlimited invoices
  • Email + SMS cadence
  • Hosted payment portal
  • QuickBooks & Xero sync
  • Priority support

Scale

—

For your whole finance team.

  • Everything in Growth
  • Roles & approval flows
  • Custom cadence rules
  • Audit log & SSO
  • Dedicated CSM

Frequently asked

Do reminders really send on their own?+

Yes. You define a cadence (Day 0 polite → Day 7 → Day 14 firmer → Day 30 escalate) and Recoup sends at the right moment for every open invoice. You can require approval before each send if you prefer.

What's DSO and how does Recoup cut it?+

DSO (Days Sales Outstanding) is the average number of days it takes to collect an invoice. Timely, consistent reminders plus one-click pay links speed payment; most teams see a double-digit DSO drop in their first quarter.

Will my customers feel chased by a robot?+

No. Reminders go out in your voice, with your signature, and replies land in your real inbox. Recoup handles the timing; you keep the relationship.

Does it connect to my accounting software?+

It has two-way sync with QuickBooks and Xero. Invoices flow in automatically and collections write back to your ledger. CSV import is also supported.

Do I need to pay to try it?+

No. It boots instantly in demo mode with realistic sample receivables — no card, no setup.

Can I bill in multiple currencies?+

Yes. Each customer is billed in their own currency; the dashboard shows totals in your chosen reporting currency.

Is my data safe?+

Data is encrypted, payment flows run through PCI-compliant providers, and Recoup never stores card details. SSO and audit logs are on the Scale plan.

What's the stack?+

Next.js 16 (App Router), React 19, Tailwind v4. No vendor lock-in — it's a standard Next.js app.

Put your receivables in motion today

Open it instantly in demo mode, then say “set up this project” in Claude Code.